Gateway de pagamento: o que é e como ajuda quem vende online?

Gateway de pagamento é uma ferramenta que faz parte do fluxo de pagamento online, ligando o e-commerce à adquirente que realizará a liquidação de uma transação

O gateway transmite a informação à adquirente, que por sua vez se comunicarão com bandeiras e bancos. Essa comunicação é protegida por criptografia, conferindo segurança à transação

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O gateway de pagamentos não transaciona valores financeiros, apenas informações. Quem realiza o repasse do valor da transação para a conta de quem vende é a adquirente

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Gateways são opções mais vantajosas para um e-commerce, que não precisa realizar integração com diferentes adquirentes. Isso é um grande ganho quando pensamos no custo de desenvolvimento

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É importante não confundir gateway com subadquirentes (ou os famosos intermediadores de pagamento). Ambos fazem a ligação entre e-commerce e adquirentes, mas com uma diferença importante...

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O gateway apenas conecta e-commerce e adquirente, e o lojista precisa ter contrato com essas empresas. As subs, por sua vez, fazem essa intermediação também financeira.

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Neste guia completo, explicamos no detalhe o que é um gateway de pagamento e para qual tipo de negócio ele é mais adequado.

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Se você já sabe tudo sobre gateways e quer saber qual a melhor solução para você, temos a resposta: a Vindi! Fale com um especialista do nosso time!

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